INDIVIDUAL PLANS FOR 2019

 

       PacificSource is the only individual carrier that includes providers in the Legacy Health Network in the Portland area.  Outside of the Portland area they utilize a network called the SmartChoice Network.

PacificSource Online Directory Link:  
 

Note:  For those in Clackamas, Multnomah, and Washington County, the 2019 network is called the Legacy Health Network.  When you do a provider search be sure to select this network at the directory link below: 

https://pacificsource.com/find-a-provider/

 

2019 PacificSource  Plans Compared

     PacificSource is offering a Standard Gold, Silver and Bronze plans for 2019, as well as a low-cost Catastrophic plan (direct applications only).    In addition, they offer the HSA 6650 plan, which has a rate reduction and $500 Accident rider included.    You can view the 2019 rates and plan comparison PDF by viewing the link below

       2019_PacificSource_Plans_&_Rates.pdf 

 

2 Options to Enroll:  Marketplace or Direct

Advantages of Enrolling through the Marketplace. 

    Even if you don't qualify for a tax credit, you can apply through the Federal Marketplace at http://www.healthcare.gov .   Here are 4 advantages:

1. EASE OF APPLICATION: 
    The process is paperless, and each year you can easily select a new plan.  It's easy to also put different family members on different company plans or policies.  Call me at 503-650-4235 and we can do the Marketplace application together via screen-share/phone or in person.   If you decide to do the healthcare.gov application on your own, please consult with me first as it is easy to make a costly error.

2. TAX CREDITS: 
    The Marketplace is the only way to claim the tax credits.  Even if you don't qualify when you apply, you may later on in the year if your health or income changes.  I've had a few clients make costly mistakes when their income dropped mid-year.

3.  IF YOU SHOULD APPLY OR RENEW ON YOUR OWN:
   
   The Marketplace application asks "Is a Professional helping you complete this application?"  Here I appreciate you saying yes, then adding my agent name, Dan Neils, and NPN number, 757811.  This allows me to be compensated at no cost to you, and appoints as your broker should you need help during the year.   

4.  I'M HERE TO HELP:  
   Should you like my help enrolling or completing the annual enrollment I am at your service.  Just call me at 503-650-4325 or email me at danneils@gmail.com to set up a phone time or in person.  I can complete an application in 1/6 the time you can do so alone, and I can help you avoid common mistakes that are easy to make in an unfamiliar application.

 

Enroll Direct using my Broker Link

    Do not apply directly to PacificSource if you may possibly qualify for a tax credit in 2019. The  Catastrophic Plan for those under age 30 will be a popular choice in 2019.  You can apply directly using my link below:  

https://psor.inshealth.com/?allid=Pac26719&agentid=170572

 

  Another option is to download the paper application by clicking on the link below:  

 2019_PacificSource_Enrollment_form.pdf

 
Once completed you can email, fax or mail this to my office for review.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

 
 
 

 

  


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2019 PacificSource Plans and rates

Click filename below to access file

2019_PacificSource_Plans_&_Rates.pdf

2019 PacificSource Application

Click filename below to access file

2019_PacificSource_Enrollment_form.pdf