Thank you for seeking my expertise to help you navigate health insurance options for 2016 and beyond.  I work hard to make this site user friendly and packed with helpful information.  I know how confusing health insurance is, and I strive to be of great help to you as things continue to change each year.  Working with a Broker comes at no cost to you as I am compensated by the companies when you appoint me as your agent.  

     Since the passing of the Affordable Care Act, health insurance in Oregon has increased dramatically in complexity.  There are now available large tax credits to some, tax penalties for others, a Federal Marketplace offering over 80 plans, narrowing provider networks, and dozen's of non-standard plans to evaluate.  

     Insurance rates are fixed by law,  and shopping around always yields the same quotes.   The difference at my agency is my experience, personal service, and ability to help you make wise and informed decisions, and often save you money.  
You will always work with me personally, never a call center or an Associate.
      

Open Enrollment For 2017
is just around the corner!


MEDICARE ADVANTAGE & PART D OPEN ENROLLMENT

      The Open Enrollment Period for my Medicare Advantage clients runs from
October 15, 2016 to December 7, 2016.   You can expect to hear from me early in October regarding how your plan is changing for 2017.

INDIVIDUAL MEDICAL OPEN ENROLLMENT

        The Annual Open Enrollment for my clients with direct-written or Marketplace Individual plans runs from November 1, 2016 to January 31, 2017.    To put new coverage in place for January 1, 2017, you must complete you renewal and select
a new plan by December 15, 2016 at the latest.  I'll be her to help.   You can expect to hear from me about Open Enrollment in the month of October with information on the 2017 plan options.

 This website was designed with your needs in mind:

  • Learn about the insurance products I represent 
     
  • Compare product brochures, provider links, and check providers
     
  • Develop quote requests and/or apply for coverage.

     To learn more about a specific line of business click on the left-column links for more information.  You can expect honest and competent help when you contact me.  I've served as an insurance broker in Oregon since 1996.  

     For most people, health insurance is one of your largest monthly bills.  It's to your benefit to have a skilled insurance Broker to guide you through the options.   It's not hard to find the data, what's hard is having the wisdom to apply that data.  Mistakes can be consequential and costly.   I'm here to help you, and my service truly comes at no cost to you.
 

Best Regards,
Dan Neils
Agency Owner
   
   
danneils@gmail.com    

Office: 503-650-4325
PS  An efficient way to help you is through a phone appointment with computer Screen-Sharing.       Here's how it works:
 
1. Give me a call, or let's schedule a phone appointment: Be in front of a computer screen. 

2. I'll direct you to http://www.join.me .  I'll have you go to the box 'Join A Meeting', then I'll give you a code to enter.  This will allow you to see my computer screen as we discuss insurance so I can visually show you what we are discussing.
 I can do a Marketplace application for you in this way, help you make changes when needed, show you how to look up providers, etc.  It's really helpful tool!  I also do in-person appointments.
 
DISCLOSURE:  We aim that all the quotes, brochures, and information on this site remain current and accurate, but rates and coverage are subject to change and vary by geographic location.  Final approval and premiums are always determined by the insurance company.    If you find an error, please e-mail me at danneils@gmail.com, and I will correct it immediately.  
 
YOUR PRIVACY:  No information you share on this site will be used for purposes other than what you request-- to generate quotes with various insurance companies.  Maintaining your privacy is important to us, and your name and information will never be shared or sold.