Welcome to my website! I know how difficult it is to understand health insurance options. Unlike many states Oregon still offers about 60 individual plans both direct with the carriers and through the Federal Marketplace.
Fortunately I can still provide you my expertise at no cost to you. I've been helping clients make insurance decisions since 1996. For most people health insurance is their 2nd largest bill after housing. It's worth taking some time to really understand the issues.
Since the passing of the Affordable Care Act (Obamacare), health insurance in Oregon has increased dramatically in complexity. There are now available large tax credits to some, tax penalties for others, a Federal Marketplace offering early 40 plans, narrowing provider networks, and dozen's of non-standard plans to evaluate. For 2017 some companies are leaving the Marketplace, and others are raising rates to offset the current losses.
Insurance rates are fixed by law so shopping around will always yields the same quotes. The difference at my agency is my experience, personal service, and ability to help you make wise and informed decisions. You will always work with me personally. If you do find my advice helpful I appreciate your listing me as your broker when you do apply as this is exclusively how I am compensated.
Open Enrollment For 2017
INDIVIDUAL MEDICAL OPEN ENROLLMENT
The Open Enrollment for individual direct-written or Marketplace plans runs from November 1, 2016 to January 31, 2017. Law requires you to have creditable coverage at least 10 months out of the year to avoid the tax penalty.
I work hard to make this site user-friendly and helpful to you. My best service is to personally help my clients make informed decisions about health insurance each year.
This website was designed with your needs in mind:
- Learn about the insurance products I represent
- Compare product brochures, provider links, and check providers
- Develop quote requests and/or apply for coverage.
To learn more about a specific line of business click on the left-column links for more information. You can expect honest and competent help when you contact me. I've served as an insurance broker in Oregon since 1996.
For most people, health insurance is one of your largest monthly bills. It's to your benefit to have a skilled insurance Broker to guide you through the options. It's not hard to find the data, what's hard is having the wisdom to apply that data. Mistakes can be consequential and costly.
I'm here to help you, and my service truly comes at no cost to you, so call or email me and we'll discuss your situation.
PS An efficient way to help you is to schedule a phone appointment with computer Screen-Sharing. Here's how it works:
1. Let's set up a phone appointment at a time you'll be in front of a computer.
2. When we start our appointment, I'll email you with a code you can click on. This will allow you to view my computer 'Desktop'. From here I can show plan brochures, help you enroll in coverage, and show you how to use the online provider directories (which can be tricky!).
DISCLOSURE: We aim that all the quotes, brochures, and information on this site remain current and accurate, but rates and coverage are subject to change and vary by geographic location. Final approval and premiums are always determined by the insurance company. If you find an error, please e-mail me at email@example.com, and I will correct it immediately.
YOUR PRIVACY: No information you share on this site will be used for purposes other than what you request-- to generate quotes with various insurance companies. Maintaining your privacy is important to us, and your name and information will never be shared or sold.