Thank you for visiting my website!

   I've been helping Oregonian's navigate the complicated health insurance landscape since 2002. This website was designed to help you better understand the many insurance options available and to complement my personal advice.  


The Affordable Care Act Changed Everything....


    Since the passing of the Affordable Care Act (Obamacare),health insurance in Oregon has increased in complexity, but has improved dramatically in other ways as all plans are now available without any qualifying health questions:  We easily forget how huge a benefit this is for those with pre-existing conditions.

    With Congress likely to reshape healthcare in coming years, it's important to have a knowledgeable broker to help you understand the new options as they emerge.  I've been committed to helping my clients these last 15 years as things continue to change rapidly.   

SO WHY WORK WITH AN INSURANCE BROKER WHEN YOU CAN DO IT YOURSELF?

   The short answer is my service and advice come at no cost to you. The cost to buy health insurance is the same everywhere--whether you work with a Broker or buy direct. We are compensated direct from the carriers.

   I am highly skilled and experienced at putting in your hands the most relevant information you need to make an informed decision.  There is a lot of easy to find data on the web about health insurance, but the hard part is understanding what you are looking and applying it to your needs.   Coverage, networks, and 'fine print' vary from policy to policy.

Open Enrollment 2018 for Individual Plans

    The next Open Enrollment for Individual Health Insurance will run this Fall from November 1 to December 15, with coverage starting January 1, 2018.  If you don't select a new plan by December 15, you will be locked out from being able to buy health insurance for 2018 unless you have a 'special enrollment' situation.

    These 'Special Enrollment' situations include move to a new county, loss of group coverage, lost of Oregon Health Plan, having a baby, getting married or divorced, and some other specific circumstances.

   The Affordable Care Act requires you to have creditable coverage at least 10 months out of the year to avoid the tax penalty.  If you missed Open Enrollment and need some coverage, there may be some other options to consider--seem my 'Short Term Medical' tab for details.

This website was created with your needs in mind

  • Learn about the insurance products I represent 
     
  • Compare product brochures, provider links, and check providers
     
  • Download applications to apply for coverage or use my online application links when available.

   To learn more about a specific line of business click on the left-column tabs for more information.  You can expect honest and competent help when you contact me.  

  Give me a call or email me and I'm happy to discuss your insurance situation.   

 

Best regards,
Dan Neils
Agency Owner
   
   
danneils@gmail.com    

Office: 503-650-4325
 
PS  An efficient way for me to help you from the comfort of your home computer is to schedule a phone appointment with computer Screen-Sharing.  Here's how it works:
 
1. Call Dan at 503-650-4325 to set up a phone appointment at a time you can be in front of a computer.

2. When we start our call, I'll direct you to http://www.join.me and give you a code to enter where it says "Join Meeting".  This will allow you to see my computer monitor through your browser as we discuss insurance options.  I am most effective when I can show you coverage options, help you look up providers, and help you with the Marketplace direct.
DISCLOSURE:  We aim that all the quotes, brochures, and information on this site remain current and accurate, but rates and coverage are subject to change and vary by geographic location.  Final approval, effective dates, and premiums are always determined by the insurance company.  If you find an error, please e-mail me at danneils@gmail.com, and I will correct it immediately.  
YOUR PRIVACY:  I value the protection of any personal information you provide me.  No information you share on this site will be used for purposes other than what you request-- to generate quotes with various insurance companies.  Maintaining your privacy is important to us, and your name and information will never be shared or sold.