Individual Dental Plans in Oregon
 

The Starmount Dental Plan is ceasing new sales after July 30, so enroll now if you like the low-cost plan!

Brief Overview

 

Recommended Dental plan that includes major services 

    1. The Starmount Ultimate 2.0 plan is a good value at $34.50 per month but has included a 12-month wait on major services, so plan ahead if you think you may need some major work down the road.  A vision benefit can be added for $8.00 per month.

    2.   If you have some major work that you need to be completed, you may consider instead the Spirit Dental plans.

Recommended Preventive-Only Plan.  

   If you want a dental plan to mainly cover exams, cleanings, x-rays, and fillings, (with no major services) the Starmount Basic 2.0 Plan is a good plan for $20.56 per month.    A vision benefit can be added for $8.00 per month.

 

USING CONTRACTED VS NON-CONTRACTED DENTAL PROVIDERS

     The Starmount Dental plans allow you to see any dentist.   When you go to a dentist in the insurance plans contracted network, the dentist agrees to accept the insurance companies contracted fee and not 'balance bill' you for the difference'.   

    For example, for a cleaning, exam, and x-ray, the contracted insurance fee may pay the dentist $120.   If you go to a contracted dentist, they agree to accept this payment and you are covered at 100%.   However, if you go to the non-contracted dentist who wants $210 for this same service, they may bill you the additional $100.  This is called balance-billing.    Ask your dentist if they balance bill.   When you need major services, you can really save by using a contracted provider.

You can search for a contracted dentist at the link below:

 https://www.dentalforall.com/ProvidersDental.asp

 

  Starmount Life Dental Plans

 

TO GET A QUOTE  &  APPLY FOR COVERAGE

    To enroll in one of the Starmount plans, click on my link below: 
Coverage begins the 1st of the month after you enroll.   The Ultimate 2.0 plan has a 12 month waiting period for Major 


 https://www.DentalForAll.com/Agent/DanNeils/

 

Ultimate Max 2.0 plan:  Includes Major services with a 12-month wait.


Click on the link to view the $34.50 per month Ultimate 2.0 Plan summary. 
An optional vision plan can be added for $8.00 per month additional.

 

 Ultimate Max 2.0 Brochure.pdf 
 

Basic 2.0 planPlan excludes Class 3, major services
    
Click on the link to view the $20.56 per month Basic 2.0 Plan summary. 
An optional vision plan can be added for $8.00 per month additional.


  
Basic 2.0 Brochure.pdf

 

GOOD VISION COVERAGE OFFERED WITH BOTH PLANS:

     For $8.00 more per month you can a vision rider to either plan that provides a vision exam for $15, and money towards frames, lenses, and contacts.  It is well worth the $96 per year cost if you are due a vision exam.

 

      VISION PLAN BROCHURE.pdf

 

 Plan 2:  Spirit Dental  
(Better if you need some major work done now)

 

GET A QUOTE / APPLY FOR COVERAGE

   You quote all the plans using my link below:  

https://spiritdental.com/index.php?option=com_scoreboard&view=scoreboard
&agent=001C000000zkC3VIAU

 

     The Spirit Dental plans offer no waiting period for major services, but the benefit is lower year 1, and increase years 2 and 3.  You get 3 covered cleanings per year at 100%, and a variety of plans that include implants.  The Network plans only allow you to see contracted dentists.  The Choice plans allow you to see any dentist, or save money if you use a contracted provider. 

     The Network 1200 plan starts at
$36.10 per month with a vision rider for $7.00 more.   

 

Which plan is best for you?

 

     I'm here to help!  Give me a call at 503-650-4325 or email me questions at danneils@gmail.com and I'm happy to direct you to the plan to fit your needs and budget.  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Spirit Dental Brochure

Click filename below to access file

Spirit_Dental_2016_Brochure.pdf

Basic 2.0

Click filename below to access file

Preventative-Basic_Dental_(no_major).pdf

Ultimate 2.0 Plan

Click filename below to access file

UltimateMax2.pdf

Vision Rider

Click filename below to access file

Vision_Rider_$8.00.pdf