MEDICARE PLANS

       Medicare Advantage Plan marketing is carefully regulated by The Center for Medicare & Medicaid Services, or (CMOS). Marketing guidelines prevent my discussing any specific Medicare Advantage plans on my website.  
 

MEDICARE ADVANTAGE PLANS:

      I search each year for several Medicare Advantage Plans to represent.  These plans are both Preferred Provider Plans (PPO), Point of Service Plans (POS) or Health Maintenance Organizations (HMO) plans.   My 2012 contracted plans include HealthNet, Providence, and the United HealthCare plans marketed under the AARP name.

      To compare plans in your county, you can visit www.medicare.gov and use their online comparison tool.   I can then discuss with you which plan might best fit your needs.  You need to first contact me for us to have this discussion.

MEDICARE SUPPLMENT (MEDIGAP PLANS):

        For those preferring a traditional  Medicare Supplement Plan (or Medigap) Plan, I represent several top carriers, including United of Omaha, which is my top choice at this time, and Medico Life.   Unlike a Medicare Advantage plan, you can change to a Medicare Supplement plans anytime.  Some restrictions may apply.  

PART D,  STAND-ALONE PRESCRIPTION DRUG PLANS:

If you have a Medicare Supplement, you may want to also enroll in a Part D prescription drug plan.   I represent the 2 United HealthCare Plans marketed through AARP.     You can compare Part D stand-alone plans at www.medicare.gov or contact me for more information.

 There is no direct cost to working with a Broker as I am paid directly by the insurance carrier should you sign up for a plan through me.  I would be happy to sit down with you to answer your questions and share information on the plans I recommend, or mail or email you the information to review on your own.   My number is 503-650-4325.

    Dan Neils