MEDICARE HEALTH PLANS

       Medicare Advantage Plan marketing is carefully regulated by The Center for Medicare & Medicaid Services.  On this page I will only talk generally about Medicare Advantage plans, and invite you to contact me should you like my recommendations.

      

Medicare Advantage &
Part D Annual Election Period (AEP)


OCTOBER 15, 2016 TO DECEMBER. 7, 2016

     Open Enrollment is the time when you can change your Medicare Advantage and/or Medicare Part D prescription drug coverage.  Each year you can review all Medicare Health Plans offered in your county by visiting the website http://www.medicare.gov  and clicking on the green link titled "Find Health & Drug Plans".   You can also review the stand-alone Part D prescription drug plans being offered on this site. 

Medicare Advantage Health Plans 

         If you would like to discuss my recommendations for Medicare Health Plans, you are welcome to call me at 503-650-4325 to request information. I certify to represent about three different companies each year.  

If you would like to read the Medicare publication "Medicare & Me"  click on the link below:

https://www.medicare.gov/Pubs/pdf/10050.pdf

 

 Medigap Plans (Also called Medicare Supplements)

    For those preferring Original Medicare with a Medigap Plan   I represent multiple carriers.  I am able to quote from a variety of plans in Oregon.

    Unlike a Medicare Advantage plan, you can apply for a Medicare Supplement plan anytime, but some restrictions may apply on qualifying outside of an guaranteed-issue period.  

To learn more about Medigap plans you can read the Medicare Guide at the link below;

https://www.medicare.gov/Pubs/pdf/02110-Medicare-Medigap.guide.pdf

 

SPECIAL BIRTHDAY RULE FOR TO CHANGE TO A LIKE PLAN WITH NO UNDERWRITING:

      For those with an existing Medigap plan, a special 'birthday rule' applies in Oregon which allows you to change to another company (identical plan only) the month before and the month after your birthday month.  For example if you have a Plan F, you could switch to another plan F with carrier with no medical underwriting.   This may allow you to lower your premium.              

PART D  STAND-ALONE PRESCRIPTION DRUG PLANS

    If you have a Medigap Plan you may choose to enroll in a Part D prescription drug plan.   You can view the Part D plans in your area by clicking on the blue link below:

https://www.medicare.gov/find-a-plan/questions/home.aspx

    To better understand the Medicare part C and D enrollment times, late enrollment penalties, and enrollment time frames, please read the Medicare publication at the link below:

https://www.medicare.gov/Pubs/pdf/11219.pdf

 

 WORKING WITH A BROKER

     There is no direct cost to working with a Broker as I am paid directly by the insurance carrier should you sign up for a plan and appoint me as your agent on the application.  I would be happy to sit down with you to answer your questions and share information on the plans I recommend, or mail or email you the information to review on your own.   I cannot directly contact you without you contacting me first.  My phone number is 503-650-4325.

 

CONTACT INFO:

Call Dan Neils at 503-650-4325  if you have questions or would like to schedule a meeting. You can also email me at danneils@gmail.com   My fax number is 503-863-3821 and you can my mailing address is

AGAPE INSURANCE  19652 McCord Rd.  Oregon City, OR 97045

 

 last updated 10/6/16