Individual Plans for 2020
Before looking at Providence plans and premiums, it is important to understand the two networks in the Portland area:
Choice and Connect 'Medical Home' Networks
MEDICAL HOME SELECTION REQUIRED:
The plans in the Portland area require you to select a 'Medical Home' clinic in the first 30 days of being enrolled, or they will select a clinic for you. You must go to that clinic for Primary Care Services and get referrals to go to other contracted providers within the network. You can change clinics at any time. Some plans use the Connect Network and other plans use the larger Choice Network.
SEARCH FOR A MEDICAL HOME OR OTHER PROVIDER:
In the online directory link below, please search as 'Not A Member Yet', then select the plan type "Individual and Family plans', the 'Choose the provider network'--either the Choice or Connect, depending on your plan name. When you search for providers, on the left you can sort by 'search for Medical Home Clinics. This will show you the list of Clinics in your area and plan's network. To search to see what providers are in the Choice and Connect Network, please use the link below:
TELL PROVIDENCE YOUR MEDICAL HOME CHOICE SELECTION:
Once you receive your member ID card, go to www.myprovidence.com and create an online account. From this web page you can select your Medical Home and update payment information, as well as see online EOB's from your providers. You can also select your Medical Home clinic by calling Customer Service.
Providence Company Brochure
To view the the Providence plans with premiums for 2020, please click on the the link below:
2 Options to Enroll: Marketplace or Direct
Advantages of Enrolling through the Marketplace.
Even if you don't qualify for a tax credit you can apply through the Federal Marketplace at http://www.healthcare.gov . Here are 4 advantages:
1. EASE OF APPLICATION:
The process is paperless, and each year you can easily select a new plan. It's easy to also put different family members on different company plans or policies. Call me at 503-650-4235 and we can do the Marketplace application together via screen-share/phone or in person. If you decide to do the healthcare.gov application on your own, please consult with me first as it is easy to make a costly error.
2. TAX CREDITS:
The Marketplace is the only way to claim the tax credits if you qualify. Even if you don't qualify when you first enroll, you may later on in the year if your health or income changes. I've had a few clients make costly mistakes when their income dropped mid-year.
3. IF YOU SHOULD APPLY OR RENEW ON YOUR OWN:
The Marketplace application asks "Is a Professional helping you complete this application?" Here I appreciate you saying yes, then adding my agent name, Dan Neils, and NPN number, 757811. This allows me to be compensated at no cost to you, and appoints as your broker should you need help during the year and at renewal.
4. I'M HERE TO HELP:
Should you like my help enrolling or completing the annual enrollment I am at your service. Just call me at 503-650-4325 or email me at firstname.lastname@example.org to set up a phone time or in person. I can complete an application in about 10-15 minutes. I can help renew coverage in as little as 8 minutes if there are few changes.
Enroll Direct using my Broker Link
Please only apply directly with Providence if you are certain you will not qualify for a tax credit in 2020. The application will ask you if you are working with a broker. Please click yes, and add in Dan Neils agent 175573. This is how I am compensated at no cost to you. Click on the link below to begin:
Look up Covered Prescription drugs:
You may have some expensive Prescription Drugs and want to know how they may be covered for 2020. You can look up drugs online using the tool below:
MAKING YOUR INITIAL PAYMENT:
After you submit your paper application, you must make payment before the policy is finalized. After enrollment Providence will either email you or mail you information on making this first payment and they give you an application number for reference. If you lose this information you can pay online at http://www.providence.org/billpay
Option 2 is to pay by phone by calling the Enrollment dept at 888-821-2097 and make a phone payment.
HANDY CONTACT INFO
Providence customer service: 503-574-7500
Providence Free Nurse Hotline: 800-700-0481
Dan Neils 503-650-4325 email@example.com
$0 copay Express Care Virtual Video-visits
This service allows you to conveniently meet as needed with a Providence provider through a laptop, tablet with camera, or smart phone you can set up the video visit with Providence. From a computer use the link below to set up an account.
From a smart phone, download the Express Care Virtual app to install and set up an account. If you have the Bronze HSA plan, the cost is $49.00 per visit. This service is available to non-Providence members as well.
$0 Copay Express Care Retail Clinics in Walgreens Locations
Many plans include access to the nurses in the Walgreen's clinics at $0 copay. Perfect if you have a cold or need to try to renew a routine prescription.
VSP Vision Providers: If your plan includes vision:
If you buy a plan with vision coverage, the in-network provider network is called VSP. You can search for local providers at: https://vsp.com
ADDITIONAL DISCOUNTS ON PRESCRIPTION DRUGS:
Sometimes the Providence insurance discount is smaller than buying your prescription drugs through www.goodrx.com Check to see the price on GoodRX before filling your expensive prescription and ask for the lowest price.
2020 Providence Plan Brochure
Click filename below to access file