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 Welcome to my website!

    I've been helping Oregonians since 2002 objectively evaluate and understand the ever-changing health insurance market.  I work hard to understand all of the issues pertaining to purchasing health insurance in Oregon, then apply this knowledge to help you make a more informed buying decision.  

    In the tabs to your left you will find detailed discussions of the various insurance products I represent. If you would like to call me or schedule appointment please go to my Contact Info tab.

     So why work with a Broker?  

     In short, I provide the ability to help you go beyond the price and plan comparisons to understand the many provider networks available as you compare plans, and the tax implications of the ACA tax credits.  Some companies offer 2 or even 3 different provider networks, so looking at plans can be confusing.   By asking the right questions I can help to narrow the many plan available down to one or two to consider.

    Tap my years of expert knowledge, experience, and insights at no cost to you.   The insurance premiums include broker commissions, so if you enroll with my assistance (or through my application links) I am compensated if you list me as your broker.   There is no savings to figuring it all out yourself and you are more prone to error or misunderstanding when you do go at it alone.

     TV ads have spent countless millions trying to persuade you that making a quick decision and easy web signup is all that matters.  For most people, health insurance is your second largest monthly bill after housing, medical bills are the number one cause of bankrupsy, so the issue is worthy of some thoughtful consideration.   I work exclusively in Oregon, not from a call center in another state.

     In addition to helping you with your initial buying decision, as your Broker, I am available throughout the year to provide ongoing assistance and advice as needed.  I update this website as things change, and will contact you annually before your health insurance plan renews and changes--as it will.

   To learn more about a specific line of business please click on the left-column tabs for more information.  I recommend you email or speak to me for specific advice prior to making application so that you can confirm your understanding of what you are enrolling in.  You can expect honest, competent, and no-pressure advice when you work with me.  I'm here to be of service to you. 

Dan Neils
Agency Owner   

   I aim that all the quotes, brochures, and information on this site remain current and accurate, but rates and coverage are subject to change and vary by geographic location, and brochures sometimes change.  The insurance company always determines final approval, effective dates, and premiums.  If you find an error, please e-mail me at danneils@gmail.com, and I will correct it immediately.  

I value the protection of any personal information you provide me.  No information you share on this site will be used for purposes other than what you request-- to generate quotes with various insurance companies.  Maintaining your privacy is important to us, and your name and information will never be shared or sold.