Stand-alone Accident Insurance
ACCIDENTS CAN HAPPEN:
Many health insurance plans today have an out-of-pocket maximum exceeding $9,000. Personal accidents, such as a broken wrist or leg requiring surgical repair, can lead to substantial medical bills. If your current medical plan has a high out-of-pocket maximum, I recommend considering a stand-alone Accident-Only policy as a companion plan.
I offer an excellent solution through Allstate Health Solutions: the Plan Enhancer accident policy. This plan provides a choice of benefits ranging from $2,500 to approximately $10,000. It pays benefits in addition to what your primary health insurance covers, helping you manage your out-of-pocket expenses related to an accident.
It's always unfortunate when someone faces high out-of-pocket costs after an accident that requires surgical repair. Please remember to always read the plan limitations and exclusions to fully understand the coverage provisions.
Review Accident Policy brochure
Please read the policy plan limitations and exclusions so that you know what to expect. Click on the link below to view the plan brochure.
CLICK HERE to view Plan Enhancer Accident Policy Brochure
Get a quote and enroll
To quote an accident policy with Allstate Health Solutions, please click on the following link below.
Once on the quote page, select "Short Term Medical" coverage for a 3-month period. After the quotes load, you will find the Accident Insurance tab at the top of the page, where you can view various options.
CONTACT CUSTOMER SERVICE
You can reach Allstate Health Solutions at 888-781-0585
Updated 12/1/25
Accident Insurance Oregon