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Kaiser Individual Plans 2022

                            

    Kaiser offers a large portfolio of plans with excellent rates in Oregon for 2021. In addition to access to the Kaiser offices and facilities, Kaiser members can also access the 6 Portland Clinic Offices and their Urgent Care with over 100 doctors & Specialists.  You can search providers from my 'Provider Directory' link to the left.

ARE YOU ELIGIBLE FOR A TAX CREDIT?

       The Marketplace link below will allow you to enter your family size and projected Adjusted Gross income for 2022 to see if you qualify for a tax credit.  If you apply directly with Kaiser, you cannot qualify for a tax credit.  

  CLICK TO PREVIEW MARKETPLACE PLANS & RATES

 

 2022 Kaiser Medical Brochure

     Click on the link below to view the 2022 Kaiser plans and rates.   
 

 CLICK TO VIEW KAISER 2022 PLAN BROCHURE

 

1.  Enroll through the  Marketplace

 

Advantages of Enrolling through the Marketplace. 

If you would like to set up an appointment with me to apply for Kaiser, you can set up a time in my calendar using the link below:

 

CLICK to book an meeting with Dan Neils 

       Even if you don't qualify for a tax credit, you can apply through the Federal Marketplace at http://www.healthcare.gov .   Here are 4 advantages:

1. EASE OF APPLICATION: 
    The process is paperless, and each year you can easily select a new plan.  It's easy to also put different family members on different company plans or policies.  Call Dan at 503-650-4235 and we can do the Marketplace application together via screen-share/phone or in person.   If you decide to do the healthcare.gov application on your own, please consult with me first as it is easy to make a costly error.

2. TAX CREDITS: 
    The Marketplace is the only way to claim the tax credits.  Even if you don't qualify when you apply, you may later on in the year if your health or income changes.  I've had a few clients make costly mistakes when their income dropped mid-year.

3. IF YOU SHOULD APPLY OR RENEW ON YOUR OWN:
   
   The Marketplace application asks "Is a Professional helping you complete this application?"  Here I appreciate you saying yes, then adding my agent name, Dan Neils, and NPN # 757811.  This allows me to be compensated at no cost to you, and appoints as your broker should you need help during the year.   

4.  I'M HERE TO HELP:  
   Should you like my help enrolling or completing the annual enrollment I am at your service.  Just call me at 503-650-4325 or email me at danneils@gmail.com to set up a phone time or in person.  I can complete an application in 1/6 the time you can do so alone, and I can help you avoid common mistakes that are easy to make in an unfamiliar application.

 

1.  Enroll with Kaiser using my online Broker link

    Please do not apply directly to Kaiser if you may possibly qualify for a tax credit in 2022.  If you would like to enroll direct keep in mind at the end of the application they will ask for the 1st-month premium to complete the process. Click on the big link below to begin the application  (the link is missing now but email me to apply directly)

 

Consider adding a stand-alone Accident policy
   If you select a high-deductible health plan, it can get expensive if you have an accident such as skiing injury, or just tripping down some stairs.  Personally, I have a stand-alone Accident policy with National General that will cover $8000 towards an accident with a $250 deductible.  It costs about $40 per month for our family of 4.  You can get a quote and enroll from my 'Accident Insurance' page on the Left.

 
 
HOW TO MAKE YOUR INITIAL PAYMENT

     If you purchased through the Marketplace and want to make payment you can make your payment by logging into their website (after a few weeks after enrollment) at https://kp.org/paypremium or via our phone system at 1-844-524-7370.   Payment is due by the coverage start date so don't wait for them if you don't get a bill, be proactive.

     If you don't make this initial premium payment with the Marketplace on time, your policy will not go into effect and you will be locked out of being able to buy health insurance for the year.

WHAT I YOU ARE DIRECT WRITTEN WITH KAISER, BUT TO CHANGE AND BUY COVERAGE THROUGH THE MARKETPLACE?  

     You can cancel your direct-written coverage in December by sending a faxed request to 1-866-846-2650.  Include your subscriber number and the names of those on your plan.  Ask them to cancel your coverage effective 12/31/17.  I can then help you enroll for 2018 through the Marketplace.

 HELPFUL TIPS AND INSIGHTS WITH KAISER  

1.  VIDEO VISITS:  In addition to in person doctor visits, you can schedule a free video appointment with a Kaiser provider from the Kaiser App or from your KP.org account.
 
2.  EMAIL YOUR DOCTOR:  Once you create an account at www.kp.org you can email your doctor, schedule an appointment, or even a video visit at no cost.
 
3.  HOW TO CANCEL COVERAGE:  To cancel coverage you can fax your request to 866-846-2650, or if you don't pay your premium, your policy will cancel for non-pay back to the date you last paid.
 
 
 

HANDY CONTACT INFO

Kaiser Customer service: 503-813-2000

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Kaiser 2022 Brochure

Click filename below to access file

2022_Kaiser_Plan_brochure.pdf